Verified directory record

NVOARU21 BIC/SWIFT code

Identify NIZHNEVOLZHSKY COMMERCIAL BANK in Saratov, Russia, and understand every part of this bank identifier.

Directory record found
Primary office
Saratov

BIC/SWIFT record

NVOARU21

NIZHNEVOLZHSKY COMMERCIAL BANK

RU Country

XXX Branch

Record overview

Institution and branch details

Financial institution: NIZHNEVOLZHSKY COMMERCIAL BANK
Branch: Primary office
City: Saratov
Country: Russia (RU)
Address: CHAPAEV, 19/27, 410056

Code anatomy

What does NVOARU21 mean?

A BIC is built from an institution code, country code, location code and an optional branch code.

NVOA 01

Institution code

Identifies NIZHNEVOLZHSKY COMMERCIAL BANK.

RU 02

Country code

ISO code for Russia.

21 03

Location code

Identifies the institution’s location.

XXX 04

Branch code

Omitted or XXX indicates the primary office.

Built for developers

Validate NVOARU21
through the API

Retrieve this BIC as structured JSON for onboarding, payment routing or data-quality workflows.

Start free trial View documentation

curl 'https://api.fincodesapi.com/v2/bic/NVOARU21' \
    --header 'X-Api-Key: your-api-key-here' \
    --header 'Accept: application/json'

# INSTALLATION
$ composer require guzzlehttp/guzzle

# REQUEST
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('GET', 'https://api.fincodesapi.com/v2/bic/NVOARU21', [
    'headers' => [
        'Accept' => 'application/json',
        'X-Api-Key' => 'your-api-key-here',
    ],
]);

echo $response->getBody();

# INSTALLATION
$ python -m pip install requests

# REQUEST
import requests

url = "https://api.fincodesapi.com/v2/bic/NVOARU21"

headers = {
    "Accept": "application/json",
    "X-Api-Key": "your-api-key-here"
}

response = requests.request("GET", url, headers=headers)

print(response.text)

# INSTALLATION
$ npm install node-fetch --save

// REQUEST
import fetch from 'node-fetch';

const url = 'https://api.fincodesapi.com/v2/bic/NVOARU21';
const options = {
  method: 'GET',
  headers: {
    'Accept': 'application/json',
    'X-Api-Key': 'your-api-key-here'
  }
};

fetch(url, options)
  .then(res => res.json())
  .then(json => console.log(json))
  .catch(err => console.error('error:' + err));

const options = {
  method: 'GET',
  headers: {
    'Accept': 'application/json',
    'X-Api-Key': 'your-api-key-here'
  }
};

fetch('https://api.fincodesapi.com/v2/bic/NVOARU21', options)
  .then(response => response.json())
  .then(response => console.log(response))
  .catch(err => console.error(err));