Verified directory record

OWNBUS31 BIC/SWIFT code

Identify AREA TRUST COMPANY in Owensboro, KY, United States, and understand every part of this bank identifier.

Directory record found
Primary office
Owensboro, KY

BIC/SWIFT record

OWNBUS31

AREA TRUST COMPANY

US Country

XXX Branch

Record overview

Institution and branch details

Financial institution: AREA TRUST COMPANY
Branch: Primary office
City: Owensboro, KY
Country: United States (US)
Address: 230 FREDERICA STREET, 42301-0847

Code anatomy

What does OWNBUS31 mean?

A BIC is built from an institution code, country code, location code and an optional branch code.

OWNB 01

Institution code

Identifies AREA TRUST COMPANY.

US 02

Country code

ISO code for United States.

31 03

Location code

Identifies the institution’s location.

XXX 04

Branch code

Omitted or XXX indicates the primary office.

Built for developers

Validate OWNBUS31
through the API

Retrieve this BIC as structured JSON for onboarding, payment routing or data-quality workflows.

Start free trial View documentation

curl 'https://api.fincodesapi.com/v2/bic/OWNBUS31' \
    --header 'X-Api-Key: your-api-key-here' \
    --header 'Accept: application/json'

# INSTALLATION
$ composer require guzzlehttp/guzzle

# REQUEST
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('GET', 'https://api.fincodesapi.com/v2/bic/OWNBUS31', [
    'headers' => [
        'Accept' => 'application/json',
        'X-Api-Key' => 'your-api-key-here',
    ],
]);

echo $response->getBody();

# INSTALLATION
$ python -m pip install requests

# REQUEST
import requests

url = "https://api.fincodesapi.com/v2/bic/OWNBUS31"

headers = {
    "Accept": "application/json",
    "X-Api-Key": "your-api-key-here"
}

response = requests.request("GET", url, headers=headers)

print(response.text)

# INSTALLATION
$ npm install node-fetch --save

// REQUEST
import fetch from 'node-fetch';

const url = 'https://api.fincodesapi.com/v2/bic/OWNBUS31';
const options = {
  method: 'GET',
  headers: {
    'Accept': 'application/json',
    'X-Api-Key': 'your-api-key-here'
  }
};

fetch(url, options)
  .then(res => res.json())
  .then(json => console.log(json))
  .catch(err => console.error('error:' + err));

const options = {
  method: 'GET',
  headers: {
    'Accept': 'application/json',
    'X-Api-Key': 'your-api-key-here'
  }
};

fetch('https://api.fincodesapi.com/v2/bic/OWNBUS31', options)
  .then(response => response.json())
  .then(response => console.log(response))
  .catch(err => console.error(err));